Avoid These 401(k) Mistakes That Could Cost You Thousands
Look, I've made my fair share of 401(k) mistakes right here in the US, sitting in my cluttered apartment in Austin with the AC...
Smart 401(k) Investment Strategies in Your 30s & 40s
Alright, so smart 401(k) investment strategies in your 30s and 40s? Man, it’s like trying to herd cats while riding a unicycle in my...
What Happens to Your 401(k) When You Leave a Job?
What happens to your 401(k) when you leave a job? Like, seriously, I remember staring at my laptop screen in this dingy coffee shop...
401(k) vs IRA: Which Is Best for You?
I’m sitting here in my tiny Seattle apartment, 401(k) vs IRA paperwork sprawled across my wobbly IKEA table, trying to make sense of it...
How to Maximize Employer 401(k) Matching Contributions?
I’m trying to maximize employer 401(k) matching contributions while sitting in my tiny apartment, where the air smells like burnt toast and my...
The 401(k) Guide for Beginners: What You Must Know in 2025
Look, I'm sitting here in my tiny apartment in Austin, Texas, right now—the AC's humming way too loud 'cause it's still muggy as hell...
The Early Out Checklist: Are You Financially Ready?
Man, I've been obsessing over this early retirement checklist lately, like seriously staring at my laptop screen here in my cramped Brooklyn apartment while...
How to Save Enough to Quit Your Job by 40
Okay, so saving enough to quit your job by 40? Man, that’s been my jam since I was 28, rotting in a Seattle tech...
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Budgeting
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Loans
What to Know Before Taking Out a Personal Loan This Year
Man, taking out a personal loan this year was like this total rollercoaster for me, you know? I'm sitting here in my tiny Brooklyn...
Top 5 Personal Loan Apps with Instant Approval
Look, if you're anything like me—sitting here in my overpriced Austin studio on September 27, 2025, with the AC humming like it's about to...
How Personal Loans Affect Your Credit Score (Surprising Truth)
Okay, so how personal loans affect your credit score is something I've been obsessing over lately, sitting here in my cramped Seattle apartment with...
Should You Use a Personal Loan to Pay Off Credit Cards?
Man, lemme tell ya, I've been there with this whole personal loan to pay off credit cards thing, like right now as I sit...
Best Low-Interest Personal Loans You Haven’t Heard Of
Look, I've been knee-deep in this best low-interest personal loans hunt since I up and moved to Seattle last fall—rain-slicked streets, overpriced everything, and...
How to Get a Personal Loan with Bad Credit in 2025?
Man, trying to get a personal loan with bad credit in 2025 is like navigating a minefield blindfolded while your phone's blowing up with...
How to Pay Off Student Loans Fast on a Low Income
Pay Off Student Loans Fast on a Low Income? Man, that's been my whole vibe this year in 2025, holed up in this cramped...
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Credit
Should You Cancel Old Credit Cards? The Truth Revealed
Should you cancel old credit cards? Man, I’ve been there, staring at a pile of plastic on my kitchen counter in my tiny Chicago...
What to Do If You’re Denied a Credit Card
Credit card denial is the worst, y’all. I’m typing this in my tiny-ass Jersey City apartment, where the radiator’s clanking like it’s got beef...
5 Smart Credit Card Habits That Boost Your Credit Score
Okay, smart credit card habits—who even has time for that? I’m sitting here in my cramped Brooklyn apartment, the smell of burnt toast still...
Credit Card Rewards Vs Cash Back: Which Wins in 2025?
Credit card rewards vs cash back – man, I've been obsessing over this lately, sitting here in my sweaty Austin apartment with the AC...
How to Use a Credit Card Without Going into Debt?
Man, lemme tell you, I gotta use a credit card without going into debt these days or I'm screwed – like, seriously, with gas...
Best Credit Cards for Bad Credit in 2025 (Ranked)
Look, if you're googling the best credit cards for bad credit in 2025 like I was six months back, sprawled on my lumpy couch...
Secrets to Maintaining an 800+ Credit Score Long-Term
Look, I've been obsessed with my 800+ Credit Score Long-Term for years now, ever since I hit that magic number after clawing my way...
How Long Does It Take to Rebuild a Bad Credit Score?
Rebuild a Bad Credit Score takes time and effort, not a quick fix. The writer shares their personal experience of damaging their credit score in...
Credit Score Breakdown: What Really Impacts Your Score
Okay, so here I am, sprawled on my beat-up couch in this tiny Chicago apartment—smell of fresh deep-dish pizza wafting from the kitchen, kinda...
What’s a Good Credit Score in 2025? Experts Explain
Okay, look, a good credit score in 2025? That's like the holy grail I'm still chasing after that one dumb move where I racked...
5 Credit Score Myths That Are Ruining Your Finances
Credit score myths have been messing with my head for years, like seriously, I remember sitting in my tiny apartment in Seattle last winter,...
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