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Sam Konstas

12 Articles written
Newspaper Theme buy today:http://debtdetoxify.com
Man stresses over 401(k) during breakfast.

Smart 401(k) Investment Strategies in Your 30s & 40s

Alright, so smart 401(k) investment strategies in your 30s and 40s? Man, it’s like trying to herd cats while riding a unicycle in my...
Austin porch, hammock, notebooks, suburban street, dusk.

10 Things I Wish I Knew Before Retiring Early

Retiring early was my big ol’ American dream, ya know? Back when I was grinding in a Seattle tech gig, staring at foggy windows...
Stressed desk with glitchy hourglass and tax forms.

Refund Delays? Here’s What the IRS Isn’t Telling You

Okay, IRS refund delays are straight-up messing with my head, y’all. I’m sitting in my shoebox apartment in Chicago, the radiator clanking like it’s...
Tax season desk chaos with coffee steam.

How to File Taxes for Free in 2025: Step-by-Step

Look, if you're anything like me—sitting here in my tiny Brooklyn walk-up on this drizzly October morning in 2025, nursing a lukewarm diner coffee...
Cluttered desk with piggy bank, auto-saving scene.

How to Set Up Auto Save and Forget About It

Look, setting up auto save was like this total lifesaver for me last month, right here in my tiny Seattle apartment where the rain's...
Messy desk with credit cards, mug, gremlin, neon glow.

Should You Cancel Old Credit Cards? The Truth Revealed

Should you cancel old credit cards? Man, I’ve been there, staring at a pile of plastic on my kitchen counter in my tiny Chicago...
Cluttered desk with taped card and money hourglass.

How Long Does It Take to Rebuild a Bad Credit Score?

Rebuild a Bad Credit Score takes time and effort, not a quick fix. The writer shares their personal experience of damaging their credit score in...
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