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Budget journal and steaming mug on cluttered table.

How to Stick to a Spend Plan Without Feeling Deprived

Stick to a spend plan without feeling deprived is tough. The author shares a moment from their cramped Brooklyn apartment, where they realized they were...
Messy desk with laptop and receipts, zero-based plan.

The Beginner’s Guide to Creating a Zero-Based Spend Plan

Man, zero-based spend plan stuff hit me like a truck last month when I was staring at my bank app in this dingy coffee...
Crumpled receipt blooms into flower, split piggy bank.

Spend Plan vs Budget: What’s the Real Difference?

Spend plan vs budget, man, it’s been a wild ride figuring this out in my shoebox of an apartment in Brooklyn, where the radiator...
Messy budget table with holographic cash, hopeful vibe.

Why Every Family Needs a Simple Spend Plan in 2025

Okay, look, I gotta be real—putting together a simple spend plan totally shook up my life last month, and not in some glossy TikTok...
Vintage glitch birds with coins, receipts, calendars.

Spend Plan Templates That Will Save You $500 This Month

I've been messing around with spend plan templates lately, right here in my cramped Seattle apartment where the rain's pounding on the window like...
Chaotic budgeting mess with receipts and coffee stains.

How to Create a Weekly Spend Plan That Actually Works?

I’m sitting in my tiny Seattle apartment, rain smacking the window like it’s got a personal vendetta, and I’m thinking about how a weekly...

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